The responsibility of caring for your aging parents may be overwhelming on your budget. However, federal, state and even local governments have developed senior care financial assistance programs to ease your burden. Most of these programs are easy to apply online. Here is a list of some of the programs you can take advantage of depending on individual status.
Medicare- the most common parts of this scheme are A and B which are concerned with medical aid and hospitalization. The scheme has other provisions including the allowance to enable seniors over 65 years to pay their premiums using monthly benefits. The premium is deducted directly. The program also allows parents who accumulated benefits based on minimum wage to get subsidies. This cuts your expenditure to a large extent.
Social Security- parents who earned their social security benefits based on the lower paying jobs have provisions in their favor. The Supplementary Security Income program may be an option that provides more in terms of monthly benefits. It is either run by the federal government or in collaboration with the state.
Administration on Aging- this is the body mandated with handling all affairs concerning the elders. They have excellent programs include protection against abuse, counseling, enhancement of long term care as well as legal assistance. Information to families and elders is provided through a banner on their website with clear directions on how to benefit from their services.
Department of Veteran Affairs/VA- it offers incredible benefits to elderly ex-soldiers. The benefits for veterans with disabilities can be increased in case the condition worsens over time. The program covers hospitalization, prescription and medication, among other areas. Pension plans and VA compensation plans are also worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
US State Department of Justice- it is responsible for the execution of the Americans With Disability Act. This act provides privileges to the disabled to ensure that they have universal access to services at all levels. They provide publications that are free to access on their website that can be very helpful in your daily endeavors.
Food and Drug Administration- at old age, your parents are likely to be taking up to five prescription drugs for different conditions and by different doctors. This is likely to cause health complications. Study the drugs through information available from the administration to enable you take appropriate action. The information will help you understand dosage, purpose and side effect.
Other agencies and programs that may be of assistance include your US Senator since each has a dedicated specialist for the elders, Congressional Representative and the area agency on aging. The information is available from any location with clear directions on beneficiaries and application procedures. The websites provide contact details in case you need further clarification.
Medicare- the most common parts of this scheme are A and B which are concerned with medical aid and hospitalization. The scheme has other provisions including the allowance to enable seniors over 65 years to pay their premiums using monthly benefits. The premium is deducted directly. The program also allows parents who accumulated benefits based on minimum wage to get subsidies. This cuts your expenditure to a large extent.
Social Security- parents who earned their social security benefits based on the lower paying jobs have provisions in their favor. The Supplementary Security Income program may be an option that provides more in terms of monthly benefits. It is either run by the federal government or in collaboration with the state.
Administration on Aging- this is the body mandated with handling all affairs concerning the elders. They have excellent programs include protection against abuse, counseling, enhancement of long term care as well as legal assistance. Information to families and elders is provided through a banner on their website with clear directions on how to benefit from their services.
Department of Veteran Affairs/VA- it offers incredible benefits to elderly ex-soldiers. The benefits for veterans with disabilities can be increased in case the condition worsens over time. The program covers hospitalization, prescription and medication, among other areas. Pension plans and VA compensation plans are also worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
US State Department of Justice- it is responsible for the execution of the Americans With Disability Act. This act provides privileges to the disabled to ensure that they have universal access to services at all levels. They provide publications that are free to access on their website that can be very helpful in your daily endeavors.
Food and Drug Administration- at old age, your parents are likely to be taking up to five prescription drugs for different conditions and by different doctors. This is likely to cause health complications. Study the drugs through information available from the administration to enable you take appropriate action. The information will help you understand dosage, purpose and side effect.
Other agencies and programs that may be of assistance include your US Senator since each has a dedicated specialist for the elders, Congressional Representative and the area agency on aging. The information is available from any location with clear directions on beneficiaries and application procedures. The websites provide contact details in case you need further clarification.
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